Long Island Car Finance | Suffolk County Used Car Dealership in St James
No Credit Financing
If you lack a solid credit history, you can still get an auto loan. A no credit car loan may be available from Certified Headquarters. Not every used car dealership knows how to obtain financing on a New York used car with no credit history. It’s important you work with a company like ours that has been making no credit car loans for decades.
If you are considering a no credit car loan, there are some preliminary steps you can take to make yourself a better candidate:
- Establish a Checking and Savings Account — Lenders like to see that you are responsible and haven’t overdrawn your account.
- Apply for a Credit Card — You can use and pay off a credit card to build up some credit history. Gas and department store cards are generally easier to get. As a last resort, you can get a secured credit card, which requires a deposit. It’s important to make sure the card issuer reports to a credit bureau. Otherwise, building a credit history would not be that advantageous.
- Maintain a Steady Background — Lenders usually award applicants with a steady employment and residence history. Having a utility bill and phone number in your name can also be quite helpful.
Certified Headquarters No Credit Car Loan Services
Certified Headquarters can help you with your no credit car loan needs. In fact, we help more consumers get a no credit car loan than any other website in the country. We work with a network of dealers who specialize in this area of financing. We have access to a number of financial institutions and will shop around to find you the best deal on a no credit car loan. Simply fill out a quick and easy used car financing application, and you’ll be on your way to getting your new car! The service is free and absolutely no obligation is required. Now serving Long Island, Suffolk County, and the surrounding Smithtown areas!